Connectional Resources

Benefits Access for Participants

The participant account managed website to help manage Wespath-administered retirement accounts.

Clergy Retirement Security Program (CRSP)

The Clergy Retirement Security Program (CRSP) is the pension program for all eligible United Methodist Clergy. CRSP offers a two component benefit design:

Defined Benefit – Promises a specific dollar amount at retirement regardless of market conditions or investment performance. The amount is based on a formula that specifies a monthly retirement benefit to eligible clergy for the remainder of their lives.
Defined Contribution – Promises a defined amount that is deposited into an active clergyperson’s account with monthly deposits. This benefit, distributed at retirement, is the accumulated amount plus earnings (losses) in the individual’s account.

The cost of participation in CRSP will continue to be direct billed to the local church for the two

components. (Defined Benefit and Defined Contribution).

Defined Benefit	Full-time clergy - $5,400 3/4-time clergy - $4,050 1/2-time clergy - $2,700 1/4-time clergy - Ineligible effective 1/1/2014 PLUS
Defined Contribution	3% of participant's Plan Compensation

Plan Compensation is calculated in the following manner:

Pastor Lives in a Parsonage – Take the Pastor’s Salary and multiply it by 1.25 (adding 25%). This total figure represents plan compensation.
Pastor Receives Housing Allowance – Take the Pastor’s Salary and add the Housing Allowance.

Note: This is NOT part of Housing/Furnishing Exclusion. This total figure represents plan

compensation.

Comprehensive Protection Plan (CPP)

CPP Website

CPP is a death and disability policy on the clergy and is direct billed to the local church at a rate of 3% of
Plan Compensation. If your pastor does not meet the eligibility requirements, you will not be billed for CPP.

Eligibility Requirement: Full Members, Provisional Members, Associate Members and Local Pastors serving at least ¾ time, and Ministers of Other Denominations serving full time, who meet salary requirements. Lay Supply, Retired Clergy, Full Members, Associate Members, Provisional Members and Local Pastors serving less than ¾ time do not qualify regardless if they meet minimum salary.

Salary Requirement: Plan Compensation greater than 25% of the Denominational Average Compensation (DAC). That amount is $20,001 in 2025. The following calculations are based on salary requirements to determine if a pastor meets the qualifications for CPP:

Pastor Lives in a Parsonage - Minimum of total salary of the PSCF should be at least $16,001 in 2025.
Pastor Receives Housing Allowance - Minimum total salary plus Housing Allowance of the PSCF should be at least $20,001 in 2025.

EY Financial Planning

Whether you’re new to the Church, or 30 years into your career or ministry, finances play a significant role in how you live — today and in retirement. You may have managed your own finances, but it’s a good idea to make sure you are on the right track by speaking with a financial professional. Wespath Benefits and Investments (Wespath) offers confidential, objective financial counseling at no charge* to eligible participants** from EY, formerly known as Ernst & Young.

EY financial planners have special training in topics important to participants, including Wespath-administered plans and programs, and the clergy housing allowance.

* Costs for these services are included in Wespath’s administrative expenses that are paid for by the funds.

** Financial planning services are available to active participants and surviving spouses with an account balance in Wespath-administered plans, and to terminated and retired participants with an account balance of at least $10,000.

Brochure	Website
To speak to a financial planner, call 1-800-360-2539 (Monday through Friday from 8 a.m. to 7 p.m.)

Form

Beneficiary Designation

United Methodist Personal Investment Plan (UMPIP)

UMPIP Website

Retirement Plan for Lay Employees

To become a plan sponsor for the United Methodist Personal Investment Plan (UMPIP) for lay employees, please contact Wespath at 800-851-2201 and choose the pension option and request a UMPIP Plan Sponsor Packet.

Payment

You may remit payments online using the Pay Online button below, or mail a check, along with a copy of the benefit invoice, to:

Horizon Texas Conference
P.O. Box 866128
Plano, TX 75086

Pay online

Pension